The structure underneath may be intact but the repairs to the remainder of the structure will become much more challenging if mold is present. Many customers ask: does your home insurance protect against leaks? It’s certainly possible for home insurance companies to offer some insurance for leaks that occur in the household But all policies vary. Some people might qualify for insurance however, none of the insurance policies will provide the funds needed to repair any damage that is caused by the leak. People may ask if homeowners can cover the damage to pipes depending on the cause of the flood. Most often, homeowner’s policies cover damages to pipes. However, this is only the case when pipes burst suddenly. If they were damaged by rust or had other signs of wear and tear, residents may have to pay for repair costs on their own, and but without additional coverage. 9qqkowpwhw.